Terms Of Use

The terms and conditions contained hereinafter ("TERMS OF USE") shall apply to the use of the website
www.rudraum.in and any other linked pages, products, software(s), API keys, features, content or application
services (including but without limitation to any mobile application services) in connection therewith, offered
from time to time by any Rudraum group company (collectively, "WEBSITE").

Any person logging on to or using the Website (even when such person does not avail of any services provided
in the Website ("SERVICES")) (hereinafter referred to as a "USER", "SELLER", "YOU" or "CLIENT") shall be
presumed to have read these Terms of Use (which includes the Privacy Policy, separately put up on the
Website) and unconditionally and irrevocably accepted the terms and conditions set out herein (these Terms of
Use). These Terms of Use, together with the rest of the Policies (defined below), constitute a binding and
enforceable agreement between the User and Rudraum. These Terms of Use do not alter in any way the terms
or conditions of any other written agreement you may have with Rudraum for other services.

THE USER UNDERSTANDS AND UNCONDITIONALLY ACKNOWLEDGES THAT EVEN THOUGH THE USER
MAY BE ALLOWED TO EXECUTE TRANSACTIONS ON THE PLATFORM OF Rudraum, THE FUNDS SHALL
NOT BE SETTLED TO THE ACCOUNT OF SUCH USER PENDING COMPLETION OF KYC OBLIGATIONS ON
THE PART OF THE USER IN ACCORDANCE WITH THE RBI'S KYC GUIDELINES (DEFINED BELOW). FURTHER,
UPON NON-COMPLETION OF KYC OBLIGATIONS ON THE PART OF THE USER, AS MENTIONED ABOVE,
TO THE SATISFACTION OF Rudraum, WE RESERVE THE RIGHT TO NOT RELEASE THE SETTLEMENT
AMOUNTS TO THE USER AND MAY EVENTUALLY REVERSE THE FUNDS TO THE ACCOUNT FROM WHERE
SUCH PAYMENT ORIGINATED.

Please read the terms set out hereunder carefully before agreeing to the same. If you do not agree to these Terms
of Use (including any referenced policies or guidelines), please immediately terminate your use of the Website. You
can accept the Terms of Use by:

1. Clicking to accept or agree to the Terms of Use, where this option is made available to you by Rudraum in the
User interface for any particular Service; or

2 .Accessing, testing or actually using the Services. In this case, you understand and agree that Rudraum will treat
your use of the Services as acceptance of the Terms of Use from that point onwards.

For the purpose of these Terms of Use, wherever the context so requires, the term "User" shall mean and include any
natural or legal person who has agreed to these Terms of Use on behalf of itself or any other legal entity.

It is clarified that the Privacy Policy (that is provided separately), form an integral part of these Terms of Use and should
be read contemporaneously with the Terms of Use. Illegality or unenforceability of one or more provisions of these Terms
of Use shall not affect the legality and enforceability of the other terms of the Terms of Use. For avoidance of doubt, if any of
the provisions becomes void or unenforceable, the rest of the provisions of these Terms of Use shall be binding upon the User.

The Terms of Use may be revised or altered by us at our sole discretion at any time without any prior intimation to the
User. The latest Terms of Use will be posted here. Any such changes by Rudraum will be effective immediately. By
continuing to use this Website or to access the Services / usage of our Services after changes are made, you agree
to be bound by the revised/ amended Terms of Use and such amendments shall supersede all other terms of use
previously accepted by the User.You are solely responsible for understanding and complying with all applicable laws
of your specific jurisdiction, including but not limited to the provisions of the RBI Guidelines on Regulation of Payment
Aggregators and Payment Gateways, Payment and Settlement Systems Act, 2007, Prevention of Money Laundering
Act, 2002, Know Your Customer (KYC) / Anti-Money Laundering (AML) / Combating Financing of Terrorism (CFT)
guidelines issued by the Department of Regulation, RBI (the "KYC GUIDELINES") etc., that may be applicable
to you in connection with your business and use of our Services.